Treasury and Cash Management Policy

Create a comprehensive treasury and cash management policy for [Company] with [Revenue Range] and [Cash Position]. Include: 1) Cash forecasting — 13-week rolling cash forecast model, monthly and quarterly forecast methodology, variance analysis process. 2) Cash positioning — target operating cash balance, minimum liquidity requirements, excess cash investment policy. 3) Investment policy — permitted instruments (money market, T-bills, commercial paper, CDs), maximum maturity, credit quality requirements, concentration limits. 4) Banking structure — primary and secondary banking relationships, account structure, sweep arrangements, zero-balance accounts. 5) Payment operations — payment approval matrix by amount, payment timing optimization, ACH vs wire vs check policies, fraud prevention controls. 6) Foreign exchange — FX exposure identification, hedging policy (natural vs financial hedges), permitted hedge instruments. 7) Debt management — revolver draw/repay guidelines, debt covenant monitoring, refinancing trigger analysis. 8) Internal controls — segregation of duties matrix, bank reconciliation process, audit trail requirements. 9) KPIs — days cash on hand, cash conversion cycle, forecast accuracy, investment yield vs benchmark.